Enjoy the flexibility of modern payments

Make your purchase and choose how you pay at our partner stores or services. Split your payment plan into 2 - 3 months. No interest.


What can you do with PaywithFlexi?

The power of payments are in your hands. Choose how and when you want to pay for anything, we handle the rest.

Buy now pay later

Request for credit to cover the amount for purchase and pay back monthly without interest

Get started
Rent now pay later

Split your rent and pay in monthly installments, no interests, no collateral. Enjoy flexible repayment

Coming soon

Learn now pay later

Enroll for courses and training programs and we will cover the upfront payment while you pay back monthly.

Coming soon

Eat now pay later

Eat at your favourite restaurants and we will cover the cost of the meal while you pay back in your terms.

Coming soon

How does it work?

3 simple steps to start enjoying flexible payment


Sign up

Submit your personal and employment details to enable us verify you.


Connect bank

Connect your bank account for free. We use that to collect your repayment monthly.


Verify ID & start shopping

Start shopping once your account is verified and you pass our credit assessment.

Shop from popular brands


Frequently Asked Questions

If you have any doubts or concerns, we have you covered.

Is this safe?

PaywithFlexi is 100% safe. All financial information is encrypted and stored to PCIDSS Level 1 compliant standards.

Why do you need my BVN?

We need your BVN to validate your identity and kick against identity theft. This ensures safety for your funds and transactions. Your BVN does not provide access to your account.

Do you provide support?

Our support channels are active 24hours and you are guaranteed to get a response within an hour.

How much do I need to get started?

It depends on the result of the credit assessment check we preform on your linked account during sign up. However, there are no signup fees.

Do I need to be a salary earner?

Pay with Flexi is open to everyone who has a steady, verifiable flow of income in their bank accounts.

Does my credit limit increase overtime?

When you complete payment on time, this will improve your limit as you continue to complete your payment with a healthy repayment history.